PRE-PLANNING FAQ

What is pre-planning?

Pre-planning is the act of planning a funeral long before it is needed. You may be familiar with other names for it, such as prearranging or planning ahead. These all refer to this same idea of planning for desired arrangements ahead of time. For many people, this is a now logical and important part of estate and retirement planning.

What is involved in pre-planning?

Generally, there is an initial consultation with a member of our professional staff. The process of pre-planning involves the recording of vital statistics information, which is necessary for various documents. There is also a discussion of funeral services, costs, and different options; a general price list is provided to help you choose funeral service options. You may also select merchandise, such as a casket, burial vault, or a cremation service package. There is also the opportunity to discuss cash advances and funding options for the arrangement. Because we have an on-staff pre-planning counselor, you can be assured that we can help you through every step of the process.

What is prepayment?

Prepayment is an option that the majority of people select to complete their preplanning. An investment program is established with an insurance policy, designating money for one specific use - to pay for your funeral expenses.

Why do people prepay?

There a number of benefits associated with prepaying, such as:

• Relieving the burden of payment from survivors
• Assuring you of adequate funds for your funeral
• Knowing your investment is secure
• Protecting your investment from the impact of rising costs
• Having your investment accumulate, tax-free
• Requiring no physical examination
• Guaranteed issue application to Monumental Life Insurance Co.

How do I find out more about pre-planning?

To receive more information about our pre-planning program with no obligation, simply complete our convenient and confidential online information request form.

Fred D. Rieman - Director of Pre-Planning

A graduate of the Cincinnati College of Mortuary Science in 1976, Fred has served the Billow Company since 1985 and is the Director of Pre-Planning Services. He is a member of Trinity Lutheran Church where he serves as an usher, the Copley-Fairlawn Kiwanis Club, the Fairlawn Chamber of Commerce, and the King School P.T.A.